Posts tagged "Foreclosure Crisis"

Struggling in the Suburbs

Editorial. July 2, 2012

Hardship has built a stronghold in the American suburbs. Whatever image they had as places of affluence and stability was badly shaken last year, when reports analyzing the 2010 census made it clear that the suburbs were getting poorer.

While the overall suburban population grew slightly during the previous decade, the number of people living below the poverty line in the suburbs grew by 66 percent, compared with 47 percent in cities. The trend quickened when the Great Recession hit, as home foreclosures and unemployment surged. In 2010, 18.9 million suburban Americans were living below the poverty line, up from 11.3 million in 2000.

It is possible to see this struggle just beyond New York City in a quintessentially suburban place, Long Island. There have long been pockets of poverty there, created by race and income segregation. But it is not just in pockets anymore. These days the struggle has metastasized: foreclosed homes are just as empty in the better-off subdivisions, with the same weed-choked yards, plywood windows and mold-streaked clapboard siding.

Long Island’s two counties, Nassau and Suffolk, have the second- and third-highest foreclosure rates in New York State, behind Queens. Debt counselors across the island juggle a mix of clients: immigrant families undone by predatory lenders and middle-class professionals impoverished by illness, layoffs or credit-card bills. Families who once donated food now wait in line to receive it at pantries that empty out week after week. Homeless women with children move in with relatives or into motels, the government-paid shelters of last resort.

The deepening of suburban poverty is putting new strains on government agencies, parish outreach programs and other institutions in the suburbs’ gauzy safety net. At the Suffolk County Department of Social Services, which handles programs like food stamps, Medicaid, emergency housing and cash assistance, needs have increased across the board.

The number of food stamp cases reached 40,699 in April, compared with 26,193 two years ago. Almost 195,000 people in a county of 1.54 million are on Medicaid. More people are asking for help to cover emergency bills for rent or heat; more than 10,500 did so in the first quarter of 2012, an 8 percent increase over 2010. The county’s emergency-housing caseload hit a 10-year peak in January, with 488 families and 261 individuals living in shelters and motels.

But the Social Services Department has not been able to stay ahead of demand. It has been under a court order since 2009 to shorten egregious delays in processing applications for food stamps and Medicaid. The average wait for Medicaid applicants fell to 29 days last year from 83 days in 2007, but that is still bad. One of the groups that brought the lawsuit, the Empire Justice Center, is planning to go back to court to force the county to meet its obligations.

These services apply primarily to the poorest Long Islanders, many of whom earn less than the federal poverty line ($22,113 for a family of four) and qualify for government aid. Those above that income level often don’t qualify. About 468,000 people in Suffolk and Nassau, out of a total population of about 2.7 million, live in households earning up to 200 percent of the poverty line, or about $45,000 a year for a family of four. They are barely scraping by, but are often ineligible for programs like food stamps and subsidized housing and child care because their incomes are too high.

In May and June, a commission set up by the Suffolk Legislature held hearings on poverty. County and nonprofit officials warned of problems on multiple fronts — of hundreds of working parents losing subsidized child care, for example; of low-paid social-service employees buried under growing caseloads while heading toward the brink of poverty themselves.

This month, the county announced that because of reduced state aid, it was tightening day-care eligibility rules for the third time in six months. Up to 1,200 families may be losing child care in summer, the worst possible time.

The suburbs were not designed for the poor. And even now, local governments are not equipped to see, much less answer, a lot of their needs. Nassau is having its own fiscal paroxysms, battling with a state control board over budget deficits and overborrowing. An untested new county executive in Suffolk, Steve Bellone, is trying to recover from damage caused by a predecessor who left behind deep structural budget problems. While the island’s economy sputters, town and village governments are considering more layoffs.

Of course, there are things to be done — smarter use of social-service resources, more economic development, a stronger public commitment to mass transit, housing and job training. But those are long-term challenges atop an immediate crisis, which must be addressed by more spending and more staffing to fix the safety net. Solving these problems must begin with an admission that suburban officials and residents have been reluctant to make: Poverty is growing, and it is not going away.”

Via: The NYTimes

“The New Suburban Poverty
By Lisa McGirr. March 19, 2012
In many of America’s once pristine suburbs, harbingers of inner-city blight — overgrown lots, boarded up windows, abandoned residences — are the new eyesores. From the Midwestern rust-belt to the burst housing bubbles of Nevada, California and Florida, even in small pockets of still affluent regions like Du Page County, Ill., the nation’s soaring poverty rates are visibly reclaiming last century’s triumphal “crabgrass frontier.” In well-heeled Illinois towns like Glen Ellyn and Elgin, unkempt, weedy lawns blot the formerly manicured, uniform and tidy landscape.
The Brookings Institution reported two years ago that “by 2008 suburbs were home to the largest and fastest growing poor population in the country.” In the previous eight years, major metropolitan suburbs had seen poverty rates climb by 25 percent, almost five times faster than cities. Nationwide, 55 percent of the poor living in the nation’s metropolitan regions lived in suburbs.
To add insult to injury, a new measure to calculate poverty — introduced by the Census Bureau just last year — darkens an already bleak picture: nationally, 51 million households had incomes less than 50 percent above the official poverty line, and nearly half of these households were in suburbs.
Why is poverty soaring in the suburbs? Part of the answer, according to the Brookings Institution, is simple demographics: More Americans live in the suburbs, so there are more poor people there, too. But the recent downturn has also had an outsize impact on suburbs, with the decline in certain categories of jobs and an end to the housing boom that drew many urbanites and immigrants to the suburbs in the first place.
While suburbs have always been more diverse economically and culturally than popular imagination would have it, soaring poverty rates threaten the very foundations of suburban identities, suburban politics and the suburb’s place in the nation’s self-image. “Keeping up with the Joneses,” the midcentury caricature of suburban conformity, materialism and consumption has given way to a new suburban normal of making ends meet, with many formerly middle-class families in detached single-family homes struggling to pay mortgages and utility bills, and to repair aging cars.”
Via: The New York Times
Photo:  In a development in the Cleveland suburb of Warrensville Heights, seven of 14 homes were in foreclosure and boarded up last fall. Dustin Franz for The New York Times

The New Suburban Poverty

By Lisa McGirr. March 19, 2012

In many of America’s once pristine suburbs, harbingers of inner-city blight — overgrown lots, boarded up windows, abandoned residences — are the new eyesores. From the Midwestern rust-belt to the burst housing bubbles of Nevada, California and Florida, even in small pockets of still affluent regions like Du Page County, Ill., the nation’s soaring poverty rates are visibly reclaiming last century’s triumphal “crabgrass frontier.” In well-heeled Illinois towns like Glen Ellyn and Elgin, unkempt, weedy lawns blot the formerly manicured, uniform and tidy landscape.

The Brookings Institution reported two years ago that “by 2008 suburbs were home to the largest and fastest growing poor population in the country.” In the previous eight years, major metropolitan suburbs had seen poverty rates climb by 25 percent, almost five times faster than cities. Nationwide, 55 percent of the poor living in the nation’s metropolitan regions lived in suburbs.

To add insult to injury, a new measure to calculate poverty — introduced by the Census Bureau just last year — darkens an already bleak picture: nationally, 51 million households had incomes less than 50 percent above the official poverty line, and nearly half of these households were in suburbs.

Why is poverty soaring in the suburbs? Part of the answer, according to the Brookings Institution, is simple demographics: More Americans live in the suburbs, so there are more poor people there, too. But the recent downturn has also had an outsize impact on suburbs, with the decline in certain categories of jobs and an end to the housing boom that drew many urbanites and immigrants to the suburbs in the first place.

While suburbs have always been more diverse economically and culturally than popular imagination would have it, soaring poverty rates threaten the very foundations of suburban identities, suburban politics and the suburb’s place in the nation’s self-image. “Keeping up with the Joneses,” the midcentury caricature of suburban conformity, materialism and consumption has given way to a new suburban normal of making ends meet, with many formerly middle-class families in detached single-family homes struggling to pay mortgages and utility bills, and to repair aging cars.”

Via: The New York Times

Photo:  In a development in the Cleveland suburb of Warrensville Heights, seven of 14 homes were in foreclosure and boarded up last fall. Dustin Franz for The New York Times

“Can This Suburb Be Saved?
 At MoMA, curators and architects seek a way out of the cul-de-sac.
By Justin Davidson
A few years ago, an architect with a global reputation was walking me through his busy studio, boasting of his exhaustive experience. I asked if he had ever designed in the suburbs; he looked at me as if I were out of my mind. Architects tend to treat the zones where half of all Americans live as a backward, inhospitable wilderness. The suspicion is mutual: Who needs a fancy designer when builders all over the country know how to construct a peaked-roof single-family house?
The Museum of Modern Art’s small but magnificently ambitious new show “Foreclosed: Rehousing the American Dream” makes an overwhelming case that the two camps need each other now. Today’s suburb has little to do with the outwardly tidy, seething, monochrome world of Updike or Revolutionary Road. It’s got its own new set of dysfunctions: boarded windows and weedy lawns, acres of sparsely used parking lots flanking clogged roads, immigrant workers jamming by the dozen into houses conceived for the Cleavers, household food budgets eaten up at the gas pump. Then there are all the old urban ills of poverty, violence, drugs, and racial friction, which have migrated to places that were designed for escaping them.
Barry Bergdoll, the chief curator of MoMA’s architecture-and-design department, and Reinhold Martin, director of the Buell Center at Columbia University, believe that architects can help by rethinking the whole concept of what a suburb is, whom it’s for, and how it works. For several months, five teams of architects, economists, engineers, lawyers, landscape designers, and other specialists took up residence over at P.S. 1 and fantasized about how best to fix up a disparate selection of troubled suburban sites. Their presentations were critiqued, videotaped, tracked on a MoMA blog, then whipped into shape for “Foreclosed.” Now visitors can wander into a single gallery on the museum’s third floor and encounter inventive solutions to formidable problems they may have thought little about. Bergdoll has used the museum’s clout to create a glass think tank, a place where the public can keep an eye on experts at work.
Some ideas in the show sit on the border between bold and silly. You might be skeptical of the wisdom of introducing African elephants to a Southern California subdivision, as Andrew Zago has proposed. Maybe you doubt that Hilary Sample and Michael Meredith’s notion of filling in the streets of downtown Orange, New Jersey, with apartment buildings would strengthen the community. Or you wonder how much enthusiasm residents of Keizer, Oregon, could muster for living atop the smelly compost-to-methane-fuel plant that Amale Andraos and Dan Wood would build there. Fair questions, all.
As a whole, though, the show merges daydreams with pragmatism. Bergdoll nipped at the visionaries’ heels when they strayed too far into speculative territory. He handed them a statistics-rich research report prepared by the Buell Center and insisted that teams ground their reveries by figuring out what fire codes and zoning laws would have to be rewritten, what financing mechanisms would make projects feasible, where the residents of these brave new suburbs would work, how they would commute, and how much energy they would consume.”
Via: New York Magazine
Image: MOS Architects

“Can This Suburb Be Saved?

 At MoMA, curators and architects seek a way out of the cul-de-sac.

By Justin Davidson

A few years ago, an architect with a global reputation was walking me through his busy studio, boasting of his exhaustive experience. I asked if he had ever designed in the suburbs; he looked at me as if I were out of my mind. Architects tend to treat the zones where half of all Americans live as a backward, inhospitable wilderness. The suspicion is mutual: Who needs a fancy designer when builders all over the country know how to construct a peaked-roof single-family house?

The Museum of Modern Art’s small but magnificently ambitious new show “Foreclosed: Rehousing the American Dream” makes an overwhelming case that the two camps need each other now. Today’s suburb has little to do with the outwardly tidy, seething, monochrome world of Updike or Revolutionary Road. It’s got its own new set of dysfunctions: boarded windows and weedy lawns, acres of sparsely used parking lots flanking clogged roads, immigrant workers jamming by the dozen into houses conceived for the Cleavers, household food budgets eaten up at the gas pump. Then there are all the old urban ills of poverty, violence, drugs, and racial friction, which have migrated to places that were designed for escaping them.

Barry Bergdoll, the chief curator of MoMA’s architecture-and-design department, and Reinhold Martin, director of the Buell Center at Columbia University, believe that architects can help by rethinking the whole concept of what a suburb is, whom it’s for, and how it works. For several months, five teams of architects, economists, engineers, lawyers, landscape designers, and other specialists took up residence over at P.S. 1 and fantasized about how best to fix up a disparate selection of troubled suburban sites. Their presentations were critiqued, videotaped, tracked on a MoMA blog, then whipped into shape for “Foreclosed.” Now visitors can wander into a single gallery on the museum’s third floor and encounter inventive solutions to formidable problems they may have thought little about. Bergdoll has used the museum’s clout to create a glass think tank, a place where the public can keep an eye on experts at work.

Some ideas in the show sit on the border between bold and silly. You might be skeptical of the wisdom of introducing African elephants to a Southern California subdivision, as Andrew Zago has proposed. Maybe you doubt that Hilary Sample and Michael Meredith’s notion of filling in the streets of downtown Orange, New Jersey, with apartment buildings would strengthen the community. Or you wonder how much enthusiasm residents of Keizer, Oregon, could muster for living atop the smelly compost-to-methane-fuel plant that Amale Andraos and Dan Wood would build there. Fair questions, all.

As a whole, though, the show merges daydreams with pragmatism. Bergdoll nipped at the visionaries’ heels when they strayed too far into speculative territory. He handed them a statistics-rich research report prepared by the Buell Center and insisted that teams ground their reveries by figuring out what fire codes and zoning laws would have to be rewritten, what financing mechanisms would make projects feasible, where the residents of these brave new suburbs would work, how they would commute, and how much energy they would consume.”

Via: New York Magazine

Image: MOS Architects

Architectural + Urban Research

Mass Urban is a multidisciplinary design-research initiative concerned with contemporary cities and urbanism. Mass Urban was co-founded in April 2011 by David Lee and Cliff Lau.

Website: http://www.massurban.com/
FB: http://www.facebook.com/pages/Mass-Urban/129166763835571

twitter.com/mass_urban

view archive



Ask me anything

Submit